1. SIPPs are incredibly tax-efficient When investing through a company pension scheme, your contributions are made prior to your income being taxed. However, with a SIPP your contributions will be made after your income has been taxed. The SIPP provider will automatically claim the basic rate of 20% and add it to your pension pot. This means...Read More

Set Good Financial Goals Make sure they are SMART – Specific, Measurable, Achievable, Relevant, Timely. Using this method means you’ll be more specific and use fewer excuses. Write them down, people who have a set financial plan that they are sticking to are proven to feel and become more financially secure. Create An Action Plan Look...Read More

Life insurance is designed to protect your family and other people who may depend on you for financial support. It pays a death benefit to the beneficiary of the life insurance policy. So, when is the best time to get life insurance? The optimal age for purchasing life insurance is technically right after birth. Life...Read More

An emergency fund is a pot of money you should have available for use if an unexpected bill comes your way. This is one of the most important elements of your financial planning. Everyone should have an emergency fund, but most people do not have enough put aside. If you need cash in an emergency,...Read More